Core banking system
Accounts, deposits, loans, general ledger and a product factory to launch new offers quickly.
Finance
Banking digitalization
We create digital banks: the complete banking infrastructure, plus the solutions and services needed to operate a digital bank.
- Digital banks
- Banking infrastructure
- Banking services
Digital banks
We build digital banks, end to end.
Around Expressions creates digital banks: a complete banking infrastructure, plus all the solutions and services needed to run a digital bank from day one.
Digital bank creationDesign and launch of a fully digital bank, from the target model to go-live.
Complete banking infrastructureCore banking, data centers and cloud, networks, security and disaster recovery.
Banking solutionsOnboarding & eKYC, payments, lending, open banking APIs, risk and compliance.
Operating services24/7 operations, monitoring, support and the continuous evolution of the bank.
INFRASTRUCTURE & SECURITYCORE BANKINGDIGITAL SERVICESCHANNELS
LIVE TRANSACTIONS
Hover to expand the layers
Digital bank architecture
A complete digital bank, layer by layer.
Every digital bank runs on four layers. We deliver and integrate each of them, so your institution can serve its customers entirely online, securely and at scale.
Channels
- Mobile banking app
- Online banking
- Corporate portal
- Open APIs
- Branches & agents
Digital services
- Onboarding & eKYC
- Payments & transfers
- Digital lending
- Notifications
- Customer support
Core banking
- Accounts & deposits
- General ledger
- Customer data
- Product factory
- Loans management
Infrastructure & security
- Cloud & data center
- Identity & access
- 24/7 SOC
- Backup & DR
- Encryption
Building blocks
Everything a digital bank needs to operate.
Digital channels
Mobile app, online banking and corporate portal with a consistent customer experience.
Onboarding & eKYC
Remote account opening with identity verification, e-signature and risk checks.
Payments & transfers
Instant, domestic and international transfers, bill payments and mobile wallets.
Open banking & APIs
Secure API gateway to connect partners, fintechs and third-party services.
Lending & credit
Digital loan origination, scoring, approval workflows and collections.
Risk, AML & fraud
Real-time transaction monitoring, AML/CFT screening and fraud scoring.
Data, reporting & compliance
Regulatory reporting, BI dashboards and complete audit trails.
Infrastructure & security
High-availability hosting, disaster recovery, identity management and a 24/7 SOC.
From project to launch
How we build your digital bank.
01Assess & designTarget operating model, architecture and roadmap.
02Build the platformCore banking, channels and integrations.
03Secure & complySecurity testing, hardening and regulatory readiness.
04LaunchPilot, data migration and go-live.
05Run & grow24/7 operations and new digital products.
Let's talk about your next project.
An expert will get back to you within two business days.